Imagine Lending : Frequently Asked Questions

toll free: (888) 777-9119

home

* All rates above quoted with 1% origination
* Based on loan amounts of $165,000+
* Subject to credit & income requirements

* restrictions apply

All rates and APRs assume 80% financing on a $165,000 loan value with max loan of $417,000. Jumbo rate/APR minimum $417,000 loan amount. Offers may terminate at any time without notice. Rate/APR calculated on a 365 day year with typical closing costs. Rates/APRs subject to change in closing costs and properties. All rates as of date posted on this website with 30 day lock period. Signed loan application required to lock rate. Rates same for 95% financing with higher APR. APR will change with loan amount and percentage of home being financed.

Approval

Acceptance of the borrower's loan application. Approval means that the borrower meets the lender's qualification requirements and also its underwriting requirements. In some cases, especially where approval is provided quickly as with automated underwriting systems, the approval may be conditional on further verification of information provided by the borrower.