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* All rates above quoted with 1% origination
* Based on loan amounts of $165,000+
* Subject to credit & income requirements

* restrictions apply

All rates and APRs assume 80% financing on a $165,000 loan value with max loan of $417,000. Jumbo rate/APR minimum $417,000 loan amount. Offers may terminate at any time without notice. Rate/APR calculated on a 365 day year with typical closing costs. Rates/APRs subject to change in closing costs and properties. All rates as of date posted on this website with 30 day lock period. Signed loan application required to lock rate. Rates same for 95% financing with higher APR. APR will change with loan amount and percentage of home being financed.

A-Credit

A consumer with the best credit rating, deserving of the lowest prices that lenders offer. Most lenders require a FICO score above 720. There is seldom any payoff for being above the A-credit threshold, but you pay a penalty for being below it.