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Imagine Lending DFW Mortgage Lender
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* All rates above quoted with 1% origination
* Based on loan amounts of $165,000+
* Subject to credit & income requirements
* restrictions apply

Quick Mortgage FAQ


Quick Glossary Terms

Qualification requirements

Standards imposed by lenders as conditions for granting loans, including maximum ratios of housing expense and total expense to income, maximum loan amounts, maximum loan-to-value ratios, and so on. Less comprehensive than underwriting requirements, which take account of the borrower's credit record.





Equal Housing Lender

 

Home Purchase Loans

Is it your first home or your fifth home? Whatever the case, you want the best rates possible when financing your purchase. Imagine Lending represents many investors and can help you find the best rate and the proper loan program for your new home. We do our best to make the loan application process simple and direct so there are no hassles. Fill out a simple online application and one of our helpful and highly trained team members will develop a customized home purchase loan just for you.

Congratulations!

You are thinking about owning your own home, and we're here to help! If you are like most people, buying a home is the biggest and most important purchase you will ever make.

Owning a home offers many benefits, including:


  • Building equity
  • Enjoying tax deductions
  • Overall improved quality of living

Get a Home Loan With No Money Down

Imagine Lending exclusive mortgages allow you to buy a home with no money down and as little as $500 needed when you close your loan.

Interest-only options are available ‹ keep more cash in your pocket when you need it. Month by month, you can choose to pay only the interest for the first 10 years of the loan.

Our Mortgage First Program

With our Mortgage First approval, you're approved* for 4 months while you shop for a home.

Securing your Mortgage before shopping for a home gives you more muscle at the bargaining table than with an ordinary pre-approval. It's like shopping for a home with the money already in your pocket.

With a Mortgage first approval, your loan will close as long as the property gets a satisfactory title and appraisal and your financial situation remains the same.

Overwhelmed?

We understand that buying a home can be overwhelming, but financing doesn't have to be. Thatıs why we created a quick application that is easy-to-use and, at the same time, gives us the information that we need to get the loan process started. Fill out a quick online application and our specialists will customize a home purchase loan in no time.

Before applying for your loan, it is good to know what size mortgage you qualify for, so please use one of our mortgage calculators.


Mortgage Refinance Loans

Imagine Lending specializes in refinancing home mortgages at the lowest rates possible. Whether it's to lower your interest rate and your monthly payment, consolidate loans or pay off credit cards, we assist you in getting the very best rate and loan program to fit your needs. Fill out a simple online application and one of our helpful and highly trained team members will develop a customized mortgage refinance loan just for you.

Lower Your Interest Rate.

A mortgage refinance loan replaces your existing loan with a lower interest rate loan. This can save you hundreds of dollars each and every month. Refinancing can be used to reduce your interest rate, change the term of your loan, or to consolidate your debts.

Consolidate Debts

Chances are, with all your credit card bills, personal loans, car loans, or student loans, you're paying more than you have to -- and those revolving high interest rates can be improved by consolidating into one simple affordable payment through a mortgage refinance loan.

Change to a Fixed Rate Mortgage

You can change your existing adjustable rate mortgage to a fixed rate mortgage while rates are at their lows. Mortgage refinancing is the best way to protect yourself when rates go up.

Fill out a quick online application and our specialists will customize a mortgage refinance loan in no time.

Before applying for your loan, it is good to know what size mortgage you qualify for, so please use one of our mortgage calculators.


Bad Credit Loans

You're more than just a credit report.

We specialize in bad credit loans to help people with:


  • Previous Bankruptcy
  • Previous Foreclosure
  • Low Credit Scores
  • Late Payments
  • Collection Accounts

If you have credit problems, we have the solution.

Imagine Lending is a leader in bad credit loans. We have loan programs that will allow you to obtain the financing you need when other companies have turned you down in the past. With our extensive knowledge of the mortgage industry and our special "less than perfect credit" or subprime loans, we have the program for you. Please fill out a simple online application and you will be contacted by one of our highly trained team members. We will guide you to your financial destination regardless of your current or past credit history.

Think about it, how complicated the world is today. Many hardships arise that we have no control over and you can find yourself in a situation that was unforeseen sometimes in an instant. You now have Best Rate Funding by your side to help you through tough times and get you back on track to where you want to be in the years to come. Please take this opportunity to complete one of our online applications with the confidence that we are here for you strictly with no cost or obligation.

Remember, there is no fee or obligation until you are fully satisfied with what we have presented to you here at Imagine Lending.

Before applying for your loan, it is good to know what size mortgage you qualify for, so please use one of our mortgage calculators.


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